Getting into a car accident is never a routine affair. It’s shocking and usually leaves you feeling like you’re unsure what to do next.
Since your emotions are usually running high after getting to a crash, it’s handy to have a list of to-do’s on hand to refer to. If you’re in shock, it’s hard to think logically under stress.
If you find yourself in a car accident, make sure that you always do the following.
Seek Medical Attention
Many times injuries that are caused by car accidents don’t flare up until after the incident has occurred. Even if you think you’re ok, you should still get checked out by a doctor to rule out any issues. You can sustain serious injuries which could affect you for years from only the slightest impact.
It’s essential that your doctor takes action to prevent further damage. You should also have a paper trail to provide in court to prove that you were injured as a result of the collision. If found not at fault for the crash, the other party’s insurance will be responsible.
Call The Police
Even if there are visibly no injuries, it’s best to call the police to file a police report . This will help as supporting evidence to file a claim for damage to your vehicle with your insurance company.
Make sure that you don’t move your cars until the police get there so that they can take an accurate report of exactly what happened.
It’s helpful to take photos of your car and the other drivers if there is any damage. You never know when they could claim something untrue further into the claim — a picture will help to support your case.
If you have any injuries, you should also take photos of them. If for any reason you don’t have a camera with you, ask someone nearby to borrow theirs.
You should always take down the name, address, number, and license plates of everyone who is involved in the accident.
This also includes witnesses in case your lawyer needs to contact them in the future. You can never have too much-supporting evidence for your claim.
Call Your Insurance Company
It’s crucial that you get ahold of your insurance company and file a claim as soon as possible. Find out what steps you should take next and whether you will be covered for medical benefits as part of your policy.
Your insurance company will be able to explain step by step what they need from you and what you can expect during the process. You’ll be assigned a specific person for your case who will be able to answer questions as the claim progresses.